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Getting into a new home with no money down seems like a great idea and in some cases it can be the best option for you. In recent years, during our real estate boom, it seemed like every financial institution offered a “No Down” loan program; but as the sub-prime market began to experience more foreclosures, lenders tightened lending criteria and got rid of many of their “No Down” programs. Today, there are certainly less opportunities available for consumers to land that very ...
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Even though I think very HIGHLY of the need for a detailed title search when buying real estate and would NEVER purchase a property without having done a detailed title search, I do NOT think very highly of title insurance. What is the difference? Title Insurance is issued by a Title company AFTER they have run their title search and have satisfactorily identified and removed any clouds on title that they found. Until this point, I am all for it and I LOVE it. However once they have ...
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There are many economic and market forecasts and predictions, however the bottom line is if you want to buy your first home—there is no wrong time. There is because the motivation to buy is not determined by regional market conditions or by location. Industry opinions, economic reports and investor speculation do not sway or predict when a particular individual will be ready to buy. For the great majority of folks, the most compelling reasons to buy a home are based on individual circumstances ...
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